Only 28.7% families in India have at least one person who is covered by some form of health insurance, according to the National Family Health Survey-4 (2015-16).
NHPS was first announced in the 2016 budget, but didn’t take off. In its first avatar it offered Rs1 lakh cover, with a top-up of Rs30,000 for senior citizens. “It couldn’t get implemented but that scheme is now subsumed by this current scheme,” said Manoj Jhalani, mission director, national health mission at the health ministry.
Once fully rolled out, the scheme could entail an annual premium outgo of between Rs2 lakh-crore and Rs2.5 lakh crore, but experts say money is not an immediate concern.
The sheer size of the scheme will help state governments negotiate costs of services.
(Source: The Hindustan Times)